With eCommerce, the world is your marketplace. Our eCommerce payment gateway allows you to accept credit and debit card payments on your website. So, whether you run a small shop or global retail chain, you can take advantage of the global economy and trade wherever your customers are.
eCommerce enables you to:
- Accept payments worldwide
- Accept a wide range of international cards
- Process payments quickly and securely
- Lower transaction costs
- Get dedicated support from our customer services team
- Stay protected with the latest fraud security measures
How it works:
- The cardholder makes a payment by logging onto your website or accessing the link provided to them.
- The transaction goes to the VISA Cybersource online payment gateway. VISA then routes the transaction to the customer’s issuing bank.
- If the transaction is authorised, it is forwarded to Absa Bank for settlement and paid through the local payment clearing process to your bank account.
Our invoicing solution allows you to receive payments without the need of a POS device or a website.
It is a modern, convenient payment tool that allows you to create specific or generic invoices which are then distributed digitally worldwide.
It protects against fraud disputes relating to card-not-present transactions and provides more security as you will have no need to take and/or store cardholder data to effect manual key-in transactions on POS terminals.
An invoice can also be customised and paid partially or in full.
So, whether you run a business in the retail, wholesale, tourism or any other sector, you can take advantage of the global economy and trade wherever your customers are.
Invoicing enables you to:
- Request and accept payments worldwide
- Accept a wide range of international cards
- Process payments quickly and securely
- Lower transaction costs
- Get dedicated support from our customer services team
How it works
- You will receive user credentials to access the Cybersource Portal
- Select the Invoicing option you want to create an invoice
- The invoices can be customised and sent digitally to any customer via email or direct link. This allows the cardholder to conveniently pay from their computer or mobile device
- The solution is supported by Cybersource (VISA card scheme) and provides the same level of efficiency in payment flow as our eCommerce payment gateway
Our POS makes sure you are paid anywhere, any time. Now you have the added security because there is no need to carry large sums of cash.
With our electronic POS terminals, you can accept debit and credit card payments at checkout points making them ideal for supermarkets, hotels, restaurants, car rentals and more.
This offers convenience to your business through a cashless payment process.
Benefits of a POS terminal:
- Give your customers more payment options in store
- Increase sales and turnover by servicing your customer quicker
- Reduce the risk of loss from fraud and robbery with less cash on your premises
- Save on cash handling costs and cash-in-transit fees
- Speed up the process at your pay points
- Get terminals that are EMV compliant and reduce the risk of fraud
- Reduce the risks and costs associated with handling cash payments
- Enjoy dedicated customer support
How it works
You will receive a wireless terminal with WiFi/GPRS connectivity, which will allow you to keep the terminal at your checkout.
The following cards will be accepted by the POS through Absa (authorisations are 24 hours a day, 365 days a year):
- Visa
- Master Card
- Maestro
- American Express
- UnionPay International
Receive money on standalone pay points (self – service kiosks).
This is ideal for businesses offering services like utility bill payments, ferry tickets and bus tickets to name a few.
Our Integrated POS devices are designed to offer your business flexibility and convenience while allowing your customers to make immediate cashless payments.
Till integrated POS services allows you to:
- Give your customers more payment flexibility
- Increase sales and turnover by servicing your customer quicker
- Reduce the risk of loss from fraud and robbery with less cash on your premises
- Save on cash handling costs and cash-in-transit fees
- Speed up the process at your pay points
- Use terminals that are EMV compliant and reduce the risk of fraud
- Reduce the risks and costs associated with handling cash payments
- Enjoy dedicated customer support
How it works:
You will receive a plug-and-play terminal that offers the benefits of WiFi/GPRS connectivity, while allowing you to keep the terminal affixed to your self-service kiosk. The following cards will be accepted by the POS through Absa (authorisations are 24 hours a day, 365 days a year)
- Visa
- Master Card
- Maestro
- American Express
- UnionPay International
The Absa Merchant Portal is an online business tool that captures all point-of-sale and e-commerce business data settled to your respective bank account(s). That includes data from processing volumes (transactions) and turnover in real-time instantly available to the merchant 24/7.
How to request access for the merchant portal:
You can request for an application form through your Relationship Manager or members of our Merchant Executive Team. After successful user creation, you will receive your first login email with all the required details and the URL you will be using.
What you need to know about the merchant portal:
This is a market-first merchant solution in Seychelles
It allows clients to make faster, better business decisions and produces real-time payment settlement data. It also provides dynamic card acquiring business information to clients 24/7 and transforms the way merchants conduct business.
Absa merchant portals enable businesses to:
- View your turnover, associated costs and commissions, 24/7
- Search turnover within specific date ranges with just a few clicks (Business owners can identify the best time to run a promotion and forecast your budget spend for the upcoming months).
- Analyse and monitor success with a monthly or weekly view of business performance (This is especially helpful for franchises.)
- Solve and settle customer queries or complaints quickly by accessing transaction histories without requesting these from your Absa Relationship Manager
- Manage and track business costs and budgeting with easy access to Visa, MasterCard, Union Pay International (UPI), and Amex transactions.
