With Absa Commercial Asset Financing, you can acquire the commercial assets your business needs with up to 100% financing, helping you preserve working capital, improve productivity and seize new growth opportunities

Access to up to 100% financing on eligible business assets

Funding for vehicles, machinery, and equipment for business growth

Flexible financing and repayment options tailored to business needs

Preserving working capital while acquiring essential assets

  • How it works

    1. Identify the asset your business requires.
    2. Absa assesses your financing application.
    3. Once approved, the asset is acquired by Absa and financed through an agreed structure.
    4. Your business makes structured repayments over the agreed term.
    5. The asset serves as the primary security for the financing arrangement.
    6.  At the end of the lease term, options may be available to purchase or retain the asset depending on the agreed financing structure

  • Eligible assets

    Commercial Asset Financing can support the acquisition of a wide range of commercial and revenue-generating assets, including:

    • Business and commercial vehicles, including tourism fleet vehicles, delivery trucks, company cars and specialised transport vehicles.
    • Construction and industrial equipment.
    • Generators and power solutions.
    • Marine assets, including commercial vessels, fishing boats, specialised marine equipment and tour boats. 

    Assets financed are subject to credit assessment and approval.

  • Who can apply?

    Commercial Asset Financing is available to businesses that:

    • Are registered and operating in Seychelles
    • Demonstrate sufficient financial capacity to meet the proposed repayments
    • Require eligible business assets for operational or growth purposes
    • Meet Absa's applicable credit assessment and approval requirements 

Why choose Commercial Asset Financing over a Business Loan?

Preserve working capital

Acquire commercial assets without making a large upfront investment, allowing your business to maintain liquidity for day-to-day operations.

Improve cash flow management

Benefit from structured repayments that support budgeting, forecasting and long-term financial planning.

Support business growth

Expand your operations and invest in new opportunities without placing undue pressure on your business cash reserves.

Access higher value assets

Acquire the vehicles, machinery and equipment your business needs to remain productive, competitive and positioned for growth.

Asset backed financing

The financed asset serves as the primary security, creating a transparent and structured financing solution.

A financing solution tailored to your asset needs

Unlike a traditional business loan, Commercial Asset Financing is specifically structured around the asset being acquired. This can provide greater flexibility, preserve existing borrowing capacity and support sustainable business growth.