Let a Multi-Currency Virtual Card make your spending a breeze - at home or abroad

Use your Virtual Card to shop securely in store or online

Switch between currencies when you travel and pay locally in SCR, USD, EUR, GBP, ZAR

Keep your money safe with a tokenised card that you can control in real time

Fund your card any time, or check your balances and statements directly on the Absa Mobile Banking App

When you set it up in the Absa App, you can use the card immediately

Manage up to 5 currency wallets (SCR. USD, EUR, GBP, ZAR)

Shop online, pay internationally, and transact locally

Absa Pay functionality on POS is currently available on NFC-enabled Android devices only

 Explore Absa App

Frequently asked questions

  • What is a Multi-Currency Virtual Card?

    A Multi-Currency Virtual Card is a digital card that allows you to pay in multiple currencies using a single card. Instead of carrying different cards or opening multiple foreign currency accounts, you can manage everything in one place on your Absa Banking App.

    You can use it for:

    • Online shopping
    • Travel bookings
    • Subscriptions
    • Everyday international spending

  • Why should I use this card?

    This card is designed to make managing your money across currencies simple, flexible and secure.

    With the Absa Multi-Currency Virtual Card, you can:

    • Avoid the hassle of using multiple cards or accounts
    • Pay in the currency you choose
    • Plan ahead by converting money before you travel or spend
    • Separate your spending (for example: travel, shopping, subscriptions)
    • Stay in control with instant card management

  • Which currencies can I use?

    You can hold and spend in:

    • Seychelles rupees (SCR)
    • US dollars (USD)
    • Euro (EUR)
    • British pound (GBP)
    • South African rand (ZAR)

    Your virtual card is in Seychelles Rupees (SCR). When you transfer money from an account in another currency, we will convert it to SCR at the applicable exchange rate. Foreign exchange (FX) fees may apply. Please see the Tariff Guide for more information.

  • Where can I use the card?

    You can use your card anywhere that accepts virtual payments, including:

    • Online shopping sites
    • Streaming and subscription services
    • Travel bookings
    • Mobile wallets
    • POS (for NFC-enabled Android devices)

  • Can I use the card on my phone?

    Yes. You can access and use your card through the Absa Banking App.

    • Android: Tap-to-pay and online payments supported
    • iOS: Online payments supported only.

  • How do I add money to my card?

    You can load money by:

    • Transferring from your bank account
    • Using your credit card

  • Do I need a foreign currency account?

    No. You can load and use foreign currencies directly from your existing account.

    The amount will be converted at the in-app exchange rate.

  • Can I manage different currencies?

    Yes. You can:

    • Hold multiple up to 5 virtual cards in each currency.
    • Switch between currencies using your virtual card
    • Convert money when it suits you

  • Can I transfer money back to my bank account?

    Yes. You can transfer funds from your Virtual Card to your bank account or credit card by contacting our Contact Centre on 4225900.

    Your Virtual Card is in Seychelles rupees (SCR). If the funds are held in another currency, we will convert them to SCR before processing the transfer. Exchange rates, FX fees, and other applicable charges may apply.

    Please refer to the Tariff Guide for more information

  • Can I use the card for subscriptions and travel?

    Yes. The card is ideal for:

    • Subscriptions billed in foreign currencies
    • Travel bookings and expenses
    • International online shopping

  • Is the card secure?

    Yes. Your card includes built-in security features:

    • You can block or freeze your card instantly in the app
    • Extra protection for online transactions with instant control
    • Option for instant virtual card replacement

  • What happens if I suspect my virtual card is compromised?

    You can:

    • Block or cancel the virtual card instantly in the app.
    • Replace your virtual card right away in the app.
    • Inform us

  • Can I withdraw cash using this card?

    • In Seychelles, our ATMs do not currently enable cardless withdrawal
    • International withdrawals may be possible at supported contactless ATMs overseas

  • Do I need internet to use the card?

    • Tap-to-pay (on Android): No internet needed
    • Online payments and app access: Internet required

  • Are there any fees?

    • There are no cancellation fees.
    • There are no monthly maintenance fees.
    • Currency conversion fees may apply when switching between currencies.
    • Foreign transaction charges may apply.

    Any applicable fees will be transparently displayed to the user during the transaction process. Users can review the fees before confirming and choose whether to proceed.

  • What exchange rate is used?

    The exchange rate applied is the rate available at the time of the transaction.

  • Is the card available now?

    Yes. The card is available on the Absa Mobile Banking App. Make sure your app is updated to the latest version to access it.

  • Can I use Virtual Cards for my Business Account?

    Currently, the Absa Multi-Currency Virtual Card is only available to Personal Banking customers. However, there are plans to extend this offering to Business Banking customers in the future.